Archive for the ‘Personal Finance’ Category

Is Debt Consolidation The Answer For You?

December 13th, 2011

The economy has really kicked everyone right into reality hasn’t it? At one point, it seems we paid for everything with credit and the minimum monthly payment worked out, if not fine, it was at least doable. Then the recession started and people lost their jobs and needed to tighten their belts and now it …

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Opening An Offshore Bank Account

October 28th, 2011

In order to fully understand what an offshore banking account is, it is necessary to understand where the word “offshore” comes from. It originates from the Channel Islands, which are physically located offshore from mainland Britain and which enjoy a tax haven status. Today the word is widely used to refer to tax havens in …

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Finding A Financial Consultant You Can Trust

September 19th, 2011

In order to find the right financial advice and a financial consultant you can trust, find out the several points according to which you will be able to differentiate a trustworthy financial advisor from a liar. A good financial consultant does what he preaches- he invests money in the way he advises you to do- …

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Online Banking Accounts: I Want My Money Back!

August 20th, 2011

Today’s banking options are greater than ever before. It used to be, to go to the bank was a big chore, it was only open during certain hours (do you remember the term “banker’s hours?”), Monday through Friday, and banks were located in the center of the city, even the downtown areas. Nowadays, …

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Repossessed Homes For Sale: A Good Value When Looking For Cheap Homes

July 22nd, 2011

If you are a first time homebuyer with limited resources or even a minimal down payment, you can do as I did and locate your first home in the newspaper section, titled “Repossessed Homes for Sale.” Repossessed homes are homes that have been relinquished to the bank or loaning agent because the original homeowner …

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Can I Have Too Much Debt To File Bankruptcy

February 10th, 2011

When speaking about debts and bankruptcy, it is primary to mention that there is no certain amount of debt you should have for filing for bankruptcy. Each person has his own idea about “too much,” and he decides whether the debt amount is too much for him or it is OK. However going bankrupt is a …

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